If you have or had a checking account with Bank of Hawaii (“Defendant”) and you were charged an overdraft fee between September 9, 2010, and September 30, 2017, then you may be entitled to a payment from this Class Action Settlement.


Your Legal Rights and Options in This Settlement
Make a Claim

You could have made a claim for up to potentially as many as twenty (20) overdraft fees which were paid by you on a debit card or ATM transaction if there was no refund of the overdraft fee regardless of the funds in your account. The number of such overdraft fees you may have incurred are shown on the Claim Form attached to the Notice. If you did not receive a Claim Form, then you have no eligible ATM or debit card fees of this type and therefore need not have made a claim. You may still be entitled to payment for other Overdraft Fees which do not require a claim to be made. If you were eligible to make a claim for ATM and debit card fees, you should have filled out and submitted the Claim Form within thirty (30) days after receipt of the Notice, or you might not receive any funds.

The deadline to file a Claim Form was May 18, 2020.

Do Nothing

Even if you did not make a claim, if you incurred an Eligible Overdraft Fee between September 9, 2010 and September 30, 2017 on a debit card or ATM transaction while your balance was sufficient to pay for the transaction, you may receive a payment from the Settlement Fund if you did not Opt Out. However, you may have received more if you received a Claim Form and made a claim.

Exclude Yourself from the Settlement

You could have chosen to exclude yourself from the Settlement, or "Opt Out." This means you chose not to participate in the Settlement. You will have kept your individual claims against Bank of Hawaii, but you will not receive a payment. If you excluded yourself from the Settlement but want to recover against Bank of Hawaii, you will have to file a separate lawsuit or claim.

The deadline to exclude yourself, or "Opt Out" of the Settlement was May 11, 2020.

Object to the Settlement

You could have filed an objection with the Court explaining why you believe the Court should reject the settlement. If you objected and the objection was overruled by the Court, then you will receive a payment and you will not be able to sue Bank of Hawaii for the claims asserted in this litigation.

The deadline to Object to the Settlement was May 31, 2020.


These rights and options – and the deadlines to exercise them – along with the material terms of the Settlement are explained further on the FAQs page of this website.